PERSONAL CREDIT LINE
 

Personal Credit Lines Rate Terms

Overdraft Protection

18%

Line Amounts from $100 to $5,000; Automatically advances in increments of $100. Fee per Advance: $5.00. Payment: 1/36th of closing balance including accrued interest but not less than accrued interest or $10.00, whichever is greater
Credit Line

Prime + 2.5%

Line Amounts from $5,000 to $25,000. Closing Fees: $100. Automatic per Advance Fee: $5.00; Customer access by check or call for transfer at N/C
Payment: 1/36th of closing balance including accrued interest but not less than accrued interest or $10.00, whichever is greater
Home Equity Lines Prime + 1% Secured by a first or second mortgage. 75% of appraised value less first mortgage balance
Closing fees: $150 plus Appraisal $250 + $3.00 per $1,000 tax + $50 credit rpt + $175 Title Search + Title Ins of $2.50 per $1,000. 
Automatic per Advance Fee: $5.00; Customer access by check or call to transfer at N/C
Payment: 1/120th of closing balance including accrued interest or accrued interest or $10.00, whichever is greater.

*Link Checking to Savings: Automatic Advances: $3.00 ea; Advances in Increments of $100. 

 

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FIRST SECURITY NATIONAL BANK

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