Certificates of Deposit
Credit Cards
Personal Lines of Credit



Regular Checking 

  • Maintain an average balance of $1,000 or minimum balance of $500: no service charge. 
  • If balance falls below minimum, a monthly service charge of $5 plus 30 cents per withdrawal applies.

First Priority Checking  

A package of banking services with no monthly fee with one of the following balance requirements:

  1. $1,000 daily minimum balance 
  2. $2,500 in a savings account 
  3. $2,500 in Money Market Checking 
  4. $5,000 in a Certificate of Deposit

Enjoy the benefits of First Priority Checking for only $10 per month when a minimum balance is not maintained. View more details and a description of all the valuable extras! 

Interest Checking  

  • Maintain an average balance of $2,000 or minimum balance of $1,000: no service charge. 
  • If balance falls below minimum, a monthly service charge of $5 plus 30 cents per withdrawal applies. 
  • Interest rate is competitive.

Premiere Interest Checking  

  • Minimum balance of $750 and interest is paid at competitive rates. 
  • If balance falls below the minimum: $10 monthly fee. 

Annual Fee Checking  

  • Unlimited checking with no service charge or minimum balance requirements for an annual fee of $50.

Flat Fee Checking

  • A flat fee of $3.25 per month allows 15 withdrawals. Additional withdrawals are 50 cents each.

Senior Checking  

  • Free checking and a complete package of valuable benefits for customers age 55 and older.

Money Market Checking (Three Tier) 

  1. Minimum balance of $999 earns competitive rates. 
  2. Balances of $1,000-$2,499 earn a higher rate.
  3. Balances of $2,500 and up earn premium rate.

Three withdrawals and three checks are allowed monthly at no charge. 
Then $5 per check or withdrawal thereafter. If balance falls below minimum, $5 monthly service charge. 

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  • Interest is compounded daily.
  • Minimum opening deposit of $100.
  • Two withdrawals allowed per month, additional withdrawals are $3 each. 
  • If balance falls below $100, monthly service charge of $3 applies. 

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Certificates of Deposit

  • Offered for terms that range from 7 days to 10 years.
  • Rates are always competitive. 

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Individual Retirement Accounts

Take a Closer Look at Today's IRA
Individual Retirement Accounts (IRAs) have always been excellent retirement investments -- but they haven't been available to everyone. The 1997 Taxpayer Relief Act changed all that, giving more investors more ways to take advantage of the tax-free and tax-deferred savings of the IRA. 

View more information about our Individual Retirement Accounts

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Credit Cards

  • VISA/MasterCard are available for no annual fee.
  • Interest rates are as low as 8.8 percent, depending on balance. 
  • Unlike other banks, interest starts from due date of first bill -- not from date of purchase!

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Loan Services
Personal Loans Loans are arranged for a variety of purposes, with terms and repayment always personalized to a customer's particular needs. 
Auto Loans - Rates are highly competitive and approvals are rapid. Always compare FSNB auto loan rates to any others before purchasing a car. 
Real Estate Construction Loans - Development loans are available for both personal and business property. Please check with loan officer for particulars. 
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Personal Credit Lines
Like personal credit cards, interest is charged only on amounts actually used. Minimum payments are based on the balance outstanding and rates are always competitive. 

View a summary of this information presented in one easy-to-read table.

Securityline - Overdraft protection available for those customers who desire it. Securityline disburses money in $100 increments into approved customers' accounts to cover checks presented against insufficient funds. 
Creditline - A personal line of credit from $5,000 to $25,000. Creditline comes with a special set of checks that can be used by approved customers at their discretion. 
Equityline - A home equity loan that allows you to take the equity you've established in your home and turn it into a personal line of credit, available whenever you need it. 
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To provide our customers with the finest in personal banking convenience, First Security National Bank offers a collection of financial services to complement any personal banking program, including personal investment alternatives, savings bonds, safe deposit boxes, traveler's checks, cashier's checks, night depository, 24-hour automatic teller (CIRRUS/PLUS), direct deposit, and more!


"All The Bank You'll Ever Need"


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